LINKS OF INTEREST
Equifax compiles credit reporting data from many sources and creates a credit file that reflects your personal credit history including your FICO score. Now you can view your credit report online enabling you to monitor your credit and monitor your score while protecting yourself from identity theft. Before making major purchases, such as buying a home or car, you can see exactly what information is available to potential lenders.
Trans Union Canada is another consumer credit reporting agency providing credit reporting services to Canadian consumers. Trans Union Canada is also a great source of credit-related information.
Sagen - Formally Genworth Canada
They changed our name, but their promise remains the same. They aim to be the most trusted partner for lenders, brokers and realtors across Canada. Whether you’re looking for information on some of our mortgage insurance products, perspectives on recent industry insights, or more tailored advice from one of our advisors, the team at Sagen™ is ready to help you.
Backed by 60 years of experience, we work with community organizations, the private sector, non-profit agencies and all levels of government to help create innovative solutions to today's housing challenges, anticipate tomorrow's needs, and improve the quality of life for all Canadians.
The Bank of Canada
The Bank of Canada is the nation's central bank. It is responsible for Canada's monetary policy, bank notes, financial system and funds management.
Things to Consider When Getting a Mortgage
Land transfer tax refund for eligible first-time homebuyers up to $4,000. It means no eligible homebuyers in Ontario would pay land transfer tax on the first $368,000 of the cost of their first home.
The Home Buyers' Plan (HBP) is a program that allows you to withdraw up to $35,000 in a calendar year from your registered retirement savings plans (RRSPs) to buy or build a qualifying home for yourself or for a related person with a disability.
Other programs that you may qualify for as a homebuyer.